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Bates County Mortgage Calculator

Estimate your true cost of homeownership in Bates County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,566
P&I Payment$1,138
Taxes & Ins$185
Utilities$243
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Mortgage Details

$214,324
Local Median: $214,324
$42,865 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,566

Monthly Breakdown

Principal & Interest
$1,138
Property Taxes
$85
Homeowners Ins.
$101
Utilities
$243

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$238,165

Local Housing Facts for Bates County

  • ·Median home value: $214,324 (adjusted for current market conditions)
  • ·Est. property taxes: $1,016/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,209/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,914/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bates County?

Based on the local median home value, estimated real estate property taxes in Bates County are around $1,016 per year.

What is the average home price in Bates County?

The median home value in Bates County is currently estimated at $214,324.

How much does homeowners insurance cost in Bates County?

For a median priced home, homeowners insurance in Bates County averages around $1,209 annually.

What is the true total cost of owning a home in Bates County?

True homeownership costs go beyond principal and interest. In Bates County, a typical homeowner with a median-priced home of $214,324 can expect to pay roughly $1,016/yr in property taxes, $1,209/yr for homeowners insurance, and $2,914/yr in energy utilities. That adds approximately $428 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.