Safe Rate Local

Bates County Mortgage Calculator

Estimate your true cost of homeownership in Bates County with localized property taxes, insurance, and utility data.

← Back to Bates County Hub
Est. Total Monthly Cost
$1,544
P&I Payment$1,159
Taxes & Ins$185
Utilities$200

Mortgage Details

$214,324
Local Median: $214,324
$42,865 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Bates County using Safe Rate's engine.

Monthly$1,544

Monthly Breakdown

Principal & Interest
$1,159
Property Taxes
$85
Homeowners Ins.
$101
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$245,646

Local Housing Facts for Bates County

  • ·Median home value: $214,324 (adjusted for current market conditions)
  • ·Est. property taxes: $1,016/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,209/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bates County?

Based on the local median home value, estimated real estate property taxes in Bates County are around $1,016 per year.

What is the average home price in Bates County?

The median home value in Bates County is currently estimated at $214,324.

How much does homeowners insurance cost in Bates County?

For a median priced home, homeowners insurance in Bates County averages around $1,209 annually.

What is the true total cost of owning a home in Bates County?

True homeownership costs go beyond principal and interest. In Bates County, a typical homeowner with a median-priced home of $214,324 can expect to pay roughly $1,016/yr in property taxes, $1,209/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $385 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.