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Learn about the people, housing, costs and businesses in Bath (Berkeley Springs), West Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bath (Berkeley Springs).
True all-in cost — P&I, taxes, insurance & utilities for homes in Bath (Berkeley Springs).
Find and compare lenders active near Bath (Berkeley Springs).
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Bath (Berkeley Springs).
Seismic risk and earthquake insurance estimates for Bath (Berkeley Springs).
Wildfire exposure and insurance estimates for Bath (Berkeley Springs).
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Bath (Berkeley Springs) is approximately 6.999% (7.039% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Bath (Berkeley Springs)The median home value in Bath (Berkeley Springs) is $207k. The median monthly rent is $867. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bath (Berkeley Springs) have increased 43.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $783/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bath (Berkeley Springs) is $60k/year.
Calculate your buying powerThe largest employment sectors in Bath (Berkeley Springs) are public administration (21%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.