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Bath Mortgage Calculator

Estimate your true cost of homeownership in Bath with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,777
P&I Payment$1,262
Taxes & Ins$263
Utilities$252
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Mortgage Details

$238,450
Local Median: $238,450
$47,690 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,777

Monthly Breakdown

Principal & Interest
$1,262
Property Taxes
$152
Homeowners Ins.
$111
Utilities
$252

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$263,501

Local Housing Facts for Bath

  • ·Median home value: $238,450 (adjusted for current market conditions)
  • ·Est. property taxes: $1,828/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,327/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,021/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bath?

Based on the local median home value, estimated real estate property taxes in Bath are around $1,828 per year.

What is the average home price in Bath?

The median home value in Bath is currently estimated at $238,450.

How much does homeowners insurance cost in Bath?

For a median priced home, homeowners insurance in Bath averages around $1,327 annually.

What is the true total cost of owning a home in Bath?

True homeownership costs go beyond principal and interest. In Bath, a typical homeowner with a median-priced home of $238,450 can expect to pay roughly $1,828/yr in property taxes, $1,327/yr for homeowners insurance, and $3,021/yr in energy utilities. That adds approximately $515 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.