Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Bath County Mortgage Calculator

Estimate your true cost of homeownership in Bath County with localized property taxes, insurance, and utility data.

← Back to Bath County Hub
Est. Total Monthly Cost
$1,210
P&I Payment$898
Taxes & Ins$131
Utilities$181
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Bath County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$169,045
Local Median: $169,045
$33,809 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,210

Monthly Breakdown

Principal & Interest
$898
Property Taxes
$70
Homeowners Ins.
$61
Utilities
$181

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$187,947

Local Housing Facts for Bath County

  • ·Median home value: $169,045 (adjusted for current market conditions)
  • ·Est. property taxes: $836/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $737/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,170/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bath County?

Based on the local median home value, estimated real estate property taxes in Bath County are around $836 per year.

What is the average home price in Bath County?

The median home value in Bath County is currently estimated at $169,045.

How much does homeowners insurance cost in Bath County?

For a median priced home, homeowners insurance in Bath County averages around $737 annually.

What is the true total cost of owning a home in Bath County?

True homeownership costs go beyond principal and interest. In Bath County, a typical homeowner with a median-priced home of $169,045 can expect to pay roughly $836/yr in property taxes, $737/yr for homeowners insurance, and $2,170/yr in energy utilities. That adds approximately $312 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.