Local
Learn about the people, housing, costs and businesses in Bayou La Batre, Alabama
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bayou La Batre.
True all-in cost — P&I, taxes, insurance & utilities for homes in Bayou La Batre.
Find and compare lenders active near Bayou La Batre.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Bayou La Batre.
Seismic risk and earthquake insurance estimates for Bayou La Batre.
Wildfire exposure and insurance estimates for Bayou La Batre.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Bayou La Batre is approximately 7.060% (7.105% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Bayou La BatreThe median home value in Bayou La Batre is $97k. The median monthly rent is $752. Annual property taxes average $479. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bayou La Batre have increased 13.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $738/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bayou La Batre is $36k/year.
Calculate your buying powerThe largest employment sectors in Bayou La Batre are retail (20%) and public administration (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.