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Cost of Living in Beaufort County

Is it better to rent or buy in Beaufort County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$61,389
$890/mo

Median in area: $890

$202,113

Median in area: $202,113

$40,423

If you Rent

🔑
$1,098 /mo
Base Rent$890
Est. Utilities$208
% of Income21.5%
Pre-tax Residual$4,018

If you Buy

🏠
$1,769 /mo
P&I (7.034%)$1,079
Taxes & Ins$482
Est. Utilities$208
% of Income34.6%
Pre-tax Residual$3,346

Compare Nearby Areas

See how Beaufort County stacks up against neighboring areas.

countyCraven County, NC
$1,167/mo
countyMartin County, NC
$787/mo
countyPamlico County, NC
$854/mo
countyHyde County, NC
$1,251/mo
countyPitt County, NC
$1,041/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Beaufort County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Beaufort County. The estimated all-in monthly cost for renting is $1,098, while owning a median-priced home with a 20% down payment is roughly $1,769 per month (a difference of $671).

How much do utilities cost in Beaufort County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Beaufort County is approximately $208. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Beaufort County?›

To comfortably afford the median rent and utilities in Beaufort County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $43,920 per year.