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Beauregard Parish Mortgage Calculator

Estimate your true cost of homeownership in Beauregard Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,357
P&I Payment$1,053
Taxes & Ins$116
Utilities$188
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Mortgage Details

$197,539
Local Median: $197,539
$39,508 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,357

Monthly Breakdown

Principal & Interest
$1,053
Property Taxes
$58
Homeowners Ins.
$58
Utilities
$188

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$220,926

Local Housing Facts for Beauregard Parish

  • ·Median home value: $197,539 (adjusted for current market conditions)
  • ·Est. property taxes: $699/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $694/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,256/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Beauregard Parish?

Based on the local median home value, estimated real estate property taxes in Beauregard Parish are around $699 per year.

What is the average home price in Beauregard Parish?

The median home value in Beauregard Parish is currently estimated at $197,539.

How much does homeowners insurance cost in Beauregard Parish?

For a median priced home, homeowners insurance in Beauregard Parish averages around $694 annually.

What is the true total cost of owning a home in Beauregard Parish?

True homeownership costs go beyond principal and interest. In Beauregard Parish, a typical homeowner with a median-priced home of $197,539 can expect to pay roughly $699/yr in property taxes, $694/yr for homeowners insurance, and $2,256/yr in energy utilities. That adds approximately $304 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.