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Beavercreek Mortgage Calculator

Estimate your true cost of homeownership in Beavercreek with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,534
P&I Payment$1,821
Taxes & Ins$539
Utilities$174
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Mortgage Details

$344,170
Local Median: $344,170
$68,834 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,534

Monthly Breakdown

Principal & Interest
$1,821
Property Taxes
$457
Homeowners Ins.
$82
Utilities
$174

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$380,262

Local Housing Facts for Beavercreek

  • ·Median home value: $344,170 (adjusted for current market conditions)
  • ·Est. property taxes: $5,489/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $979/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,091/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Beavercreek?

Based on the local median home value, estimated real estate property taxes in Beavercreek are around $5,489 per year.

What is the average home price in Beavercreek?

The median home value in Beavercreek is currently estimated at $344,170.

How much does homeowners insurance cost in Beavercreek?

For a median priced home, homeowners insurance in Beavercreek averages around $979 annually.

What is the true total cost of owning a home in Beavercreek?

True homeownership costs go beyond principal and interest. In Beavercreek, a typical homeowner with a median-priced home of $344,170 can expect to pay roughly $5,489/yr in property taxes, $979/yr for homeowners insurance, and $2,091/yr in energy utilities. That adds approximately $713 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.