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Cost of Living in Beavercreek

Is it better to rent or buy in Beavercreek? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$115,288
$1,437/mo

Median in area: $1,437

$288,059

Median in area: $288,059

$57,612

If you Rent

$1,607 /mo
Base Rent$1,437
Est. Utilities$170
% of Income16.7%
Pre-tax Residual$8,000

If you Buy

$2,225 /mo
P&I (6.921%)$1,521
Taxes & Ins$534
Est. Utilities$170
% of Income23.2%
Pre-tax Residual$7,382

Cost of Living FAQs

Is it cheaper to rent or buy in Beavercreek?

Based on median housing data, renting is currently more affordable on a monthly basis in Beavercreek. The estimated all-in monthly cost for renting is $1,607, while owning a median-priced home with a 20% down payment is roughly $2,225 per month (a difference of $618).

How much do utilities cost in Beavercreek?

The average monthly utility cost (electricity and natural gas) for a typical home in Beavercreek is approximately $170. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Beavercreek?

To comfortably afford the median rent and utilities in Beavercreek without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $64,280 per year.