🏛️
FHA Calculator
Includes upfront + monthly MIP
🎖️
VA Calculator
VA funding fee · Zero monthly MIP

Safe Rate Local

Beckley Mortgage Calculator

Estimate your true cost of homeownership in Beckley with localized property taxes, insurance, and utility data.

← Back to Beckley Hub
Est. Total Monthly Cost
$1,180
P&I Payment$841
Taxes & Ins$139
Utilities$200

Mortgage Details

$166,414
Local Median: $166,414
$33,283 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Beckley using Safe Rate's engine.

Monthly$1,180

Monthly Breakdown

Principal & Interest
$841
Property Taxes
$62
Homeowners Ins.
$77
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$169,802

Local Housing Facts for Beckley

  • ·Median home value: $166,414 (adjusted for current market conditions)
  • ·Est. property taxes: $747/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $920/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Beckley?

Based on the local median home value, estimated real estate property taxes in Beckley are around $747 per year.

What is the average home price in Beckley?

The median home value in Beckley is currently estimated at $166,414.

How much does homeowners insurance cost in Beckley?

For a median priced home, homeowners insurance in Beckley averages around $920 annually.

What is the true total cost of owning a home in Beckley?

True homeownership costs go beyond principal and interest. In Beckley, a typical homeowner with a median-priced home of $166,414 can expect to pay roughly $747/yr in property taxes, $920/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $339 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.