Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Belhaven Mortgage Calculator

Estimate your true cost of homeownership in Belhaven with localized property taxes, insurance, and utility data.

← Back to Belhaven Hub
Est. Total Monthly Cost
$1,236
P&I Payment$659
Taxes & Ins$322
Utilities$254
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Belhaven scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$124,129
Local Median: $124,129
$24,826 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,236

Monthly Breakdown

Principal & Interest
$659
Property Taxes
$81
Homeowners Ins.
$241
Utilities
$254

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$138,081

Local Housing Facts for Belhaven

  • ·Median home value: $124,129 (adjusted for current market conditions)
  • ·Est. property taxes: $977/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,891/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,049/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Belhaven?

Based on the local median home value, estimated real estate property taxes in Belhaven are around $977 per year.

What is the average home price in Belhaven?

The median home value in Belhaven is currently estimated at $124,129.

How much does homeowners insurance cost in Belhaven?

For a median priced home, homeowners insurance in Belhaven averages around $2,891 annually.

What is the true total cost of owning a home in Belhaven?

True homeownership costs go beyond principal and interest. In Belhaven, a typical homeowner with a median-priced home of $124,129 can expect to pay roughly $977/yr in property taxes, $2,891/yr for homeowners insurance, and $3,049/yr in energy utilities. That adds approximately $576 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.