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Cost of Living in Bell County

Is it better to rent or buy in Bell County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$73,239
$1,374/mo

Median in area: $1,374

$235,498

Median in area: $235,498

$47,100

If you Rent

🔑
$1,454 /mo
Base Rent$1,374
Est. Utilities$80
% of Income23.8%
Pre-tax Residual$4,649

If you Buy

🏠
$1,766 /mo
P&I (7.067%)$1,262
Taxes & Ins$424
Est. Utilities$80
% of Income28.9%
Pre-tax Residual$4,337

Compare Nearby Areas

See how Bell County stacks up against neighboring areas.

countyMcLennan County, TX
$1,262/mo
countyMilam County, TX
$986/mo
countyFalls County, TX
$789/mo
countyWilliamson County, TX
$1,972/mo
countyCoryell County, TX
$1,136/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Bell County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Bell County. The estimated all-in monthly cost for renting is $1,454, while owning a median-priced home with a 20% down payment is roughly $1,766 per month (a difference of $312).

How much do utilities cost in Bell County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Bell County is approximately $80. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Bell County?›

To comfortably afford the median rent and utilities in Bell County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $58,160 per year.