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Learn about the people, housing, costs and businesses in Bellamy, Alabama
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bellamy.
True all-in cost — P&I, taxes, insurance & utilities for homes in Bellamy.
Find and compare lenders active near Bellamy.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Bellamy.
Seismic risk and earthquake insurance estimates for Bellamy.
Wildfire exposure and insurance estimates for Bellamy.
As of today, the 30-year fixed mortgage rate for Bellamy is approximately 6.844% (6.878% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BellamyThe median home value in Bellamy is $72k. The median monthly rent is $767. Annual property taxes average $345. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bellamy have increased 22.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $584/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bellamy is $35k/year.
Calculate your buying powerThe largest employment sectors in Bellamy are public administration (28%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.