Safe Rate Local
Learn about the people, housing, costs and businesses in Belle Prairie, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Belle Prairie.
True all-in cost — P&I, taxes, insurance & utilities for homes in Belle Prairie.
Find and compare lenders active near Belle Prairie.
FEMA flood zones and flood insurance estimates for Belle Prairie.
Seismic risk and earthquake insurance estimates for Belle Prairie.
Wildfire exposure and insurance estimates for Belle Prairie.
As of today, the 30-year fixed mortgage rate for Belle Prairie is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Belle PrairieThe median home value in Belle Prairie is $116k. The median monthly rent is $431. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Belle Prairie have increased 9.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $767/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Belle Prairie is $76k/year.
Calculate your buying powerThe largest employment sectors in Belle Prairie are public administration (22%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.