Safe Rate Local
Learn about the people, housing, costs and businesses in Belleville, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Belleville.
True all-in cost — P&I, taxes, insurance & utilities for homes in Belleville.
Find and compare lenders active near Belleville.
FEMA flood zones and flood insurance estimates for Belleville.
Seismic risk and earthquake insurance estimates for Belleville.
Wildfire exposure and insurance estimates for Belleville.
As of today, the 30-year fixed mortgage rate for Belleville is approximately 7.114% (7.129% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BellevilleThe median home value in Belleville is $142k. The median monthly rent is $1,015. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Belleville have increased 19.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,080/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $46k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Belleville is $66k/year.
Calculate your buying powerThe largest employment sectors in Belleville are public administration (25%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.