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Cost of Living in Beltrami County

Is it better to rent or buy in Beltrami County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$69,683
$999/mo

Median in area: $999

$231,893

Median in area: $231,893

$46,379

If you Rent

🔑
$1,286 /mo
Base Rent$999
Est. Utilities$287
% of Income22.1%
Pre-tax Residual$4,521

If you Buy

🏠
$1,791 /mo
P&I (7.134%)$1,251
Taxes & Ins$253
Est. Utilities$287
% of Income30.8%
Pre-tax Residual$4,016

Compare Nearby Areas

See how Beltrami County stacks up against neighboring areas.

countyMarshall County, MN
$645/mo
countyItasca County, MN
$983/mo
countyKoochiching County, MN
$675/mo
countyLake of the Woods County, MN
$1,003/mo
countyClearwater County, MN
$721/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Beltrami County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Beltrami County. The estimated all-in monthly cost for renting is $1,286, while owning a median-priced home with a 20% down payment is roughly $1,791 per month (a difference of $505).

How much do utilities cost in Beltrami County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Beltrami County is approximately $287. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Beltrami County?›

To comfortably afford the median rent and utilities in Beltrami County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $51,440 per year.