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Beltrami County Mortgage Calculator

Estimate your true cost of homeownership in Beltrami County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,812
P&I Payment$1,359
Taxes & Ins$253
Utilities$200

Mortgage Details

$251,854
Local Median: $251,854
$50,371 (20%)
%

Local Area Costs

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Monthly$1,812

Monthly Breakdown

Principal & Interest
$1,359
Property Taxes
$196
Homeowners Ins.
$57
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$287,632

Local Housing Facts for Beltrami County

  • ·Median home value: $251,854 (adjusted for current market conditions)
  • ·Est. property taxes: $2,353/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $684/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Beltrami County?

Based on the local median home value, estimated real estate property taxes in Beltrami County are around $2,353 per year.

What is the average home price in Beltrami County?

The median home value in Beltrami County is currently estimated at $251,854.

How much does homeowners insurance cost in Beltrami County?

For a median priced home, homeowners insurance in Beltrami County averages around $684 annually.

What is the true total cost of owning a home in Beltrami County?

True homeownership costs go beyond principal and interest. In Beltrami County, a typical homeowner with a median-priced home of $251,854 can expect to pay roughly $2,353/yr in property taxes, $684/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $453 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.