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Learn about the people, housing, costs and businesses in Benicia, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Benicia.
True all-in cost — P&I, taxes, insurance & utilities for homes in Benicia.
Find and compare lenders active near Benicia.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Benicia.
Seismic risk and earthquake insurance estimates for Benicia.
Wildfire exposure and insurance estimates for Benicia.
As of today, the 30-year fixed mortgage rate for Benicia is approximately 6.858% (6.893% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BeniciaThe median home value in Benicia is $412k. The median monthly rent is $1,546. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Benicia have increased 18.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,601/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $69k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Benicia is $105k/year.
Calculate your buying powerThe largest employment sectors in Benicia are public administration (22%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.