Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Benjamin Perez Mortgage Calculator

Estimate your true cost of homeownership in Benjamin Perez with localized property taxes, insurance, and utility data.

← Back to Benjamin Perez Hub
Est. Total Monthly Cost
$1,157
P&I Payment$817
Taxes & Ins$218
Utilities$122
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Benjamin Perez scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$154,370
Local Median: $154,370
$30,874 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,157

Monthly Breakdown

Principal & Interest
$817
Property Taxes
$123
Homeowners Ins.
$95
Utilities
$122

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$170,677

Local Housing Facts for Benjamin Perez

  • ·Median home value: $154,370 (adjusted for current market conditions)
  • ·Est. property taxes: $1,474/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,139/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,462/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Benjamin Perez?

Based on the local median home value, estimated real estate property taxes in Benjamin Perez are around $1,474 per year.

What is the average home price in Benjamin Perez?

The median home value in Benjamin Perez is currently estimated at $154,370.

How much does homeowners insurance cost in Benjamin Perez?

For a median priced home, homeowners insurance in Benjamin Perez averages around $1,139 annually.

What is the true total cost of owning a home in Benjamin Perez?

True homeownership costs go beyond principal and interest. In Benjamin Perez, a typical homeowner with a median-priced home of $154,370 can expect to pay roughly $1,474/yr in property taxes, $1,139/yr for homeowners insurance, and $1,462/yr in energy utilities. That adds approximately $340 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.