Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Benton Mortgage Calculator

Estimate your true cost of homeownership in Benton with localized property taxes, insurance, and utility data.

← Back to Benton Hub
Est. Total Monthly Cost
$2,269
P&I Payment$1,837
Taxes & Ins$295
Utilities$137
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Benton scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$346,856
Local Median: $346,856
$69,371 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,269

Monthly Breakdown

Principal & Interest
$1,837
Property Taxes
$219
Homeowners Ins.
$77
Utilities
$137

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$383,899

Local Housing Facts for Benton

  • ·Median home value: $346,856 (adjusted for current market conditions)
  • ·Est. property taxes: $2,624/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $919/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,642/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Benton City?

Based on the local median home value, estimated real estate property taxes in Benton City are around $2,624 per year.

What is the average home price in Benton City?

The median home value in Benton City is currently estimated at $346,856.

How much does homeowners insurance cost in Benton City?

For a median priced home, homeowners insurance in Benton City averages around $919 annually.

What is the true total cost of owning a home in Benton City?

True homeownership costs go beyond principal and interest. In Benton City, a typical homeowner with a median-priced home of $346,856 can expect to pay roughly $2,624/yr in property taxes, $919/yr for homeowners insurance, and $1,642/yr in energy utilities. That adds approximately $432 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.