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Benton Heights Mortgage Calculator

Estimate your true cost of homeownership in Benton Heights with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$981
P&I Payment$611
Taxes & Ins$167
Utilities$203
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Mortgage Details

$110,616
Local Median: $110,616
$22,123 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$981

Monthly Breakdown

Principal & Interest
$611
Property Taxes
$122
Homeowners Ins.
$45
Utilities
$203

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$131,582

Local Housing Facts for Benton Heights

  • ·Median home value: $110,616 (adjusted for current market conditions)
  • ·Est. property taxes: $1,463/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $537/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,436/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Benton Heights?

Based on the local median home value, estimated real estate property taxes in Benton Heights are around $1,463 per year.

What is the average home price in Benton Heights?

The median home value in Benton Heights is currently estimated at $110,616.

How much does homeowners insurance cost in Benton Heights?

For a median priced home, homeowners insurance in Benton Heights averages around $537 annually.

What is the true total cost of owning a home in Benton Heights?

True homeownership costs go beyond principal and interest. In Benton Heights, a typical homeowner with a median-priced home of $110,616 can expect to pay roughly $1,463/yr in property taxes, $537/yr for homeowners insurance, and $2,436/yr in energy utilities. That adds approximately $370 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.