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Bentonville Mortgage Calculator

Estimate your true cost of homeownership in Bentonville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$3,126

P&I Payment$2,598

Taxes & Ins$355

Utilities$173

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Mortgage Details

Home Price$493,381

Local Median: $493,381

Down Payment$98,676 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,633

Homeowners Ins. / yr$1,630

Include Flood InsuranceOptional

Estimated based on Bentonville FEMA risk profiles.

Include Est. Utilities$2,075/yr

Based on DOE LEAD data for Bentonville.

Monthly$3,126

Monthly Breakdown

Principal & Interest

$2,598

Property Taxes

$219

Homeowners Ins.

$136

Utilities

$173

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$540,554

Local Housing Facts for Bentonville

·Median home value: $493,381 (adjusted for current market conditions)
·Est. property taxes: $2,633/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,630/yr — based on local per-$1K premium rates
·Energy utilities: $2,075/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bentonville?

Based on the local median home value, estimated real estate property taxes in Bentonville are around $2,633 per year.

What is the average home price in Bentonville?

The median home value in Bentonville is currently estimated at $493,381.

How much does homeowners insurance cost in Bentonville?

For a median priced home, homeowners insurance in Bentonville averages around $1,630 annually.

What is the true total cost of owning a home in Bentonville?

True homeownership costs go beyond principal and interest. In Bentonville, a typical homeowner with a median-priced home of $493,381 can expect to pay roughly $2,633/yr in property taxes, $1,630/yr for homeowners insurance, and $2,075/yr in energy utilities. That adds approximately $528 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.