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Learn about the people, housing, costs and businesses in Bergen County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bergen County.
Estimate payments for homes in Bergen County.
People, housing & businesses in Bergen County.
Find and compare lenders active near Bergen County.
Homeowners, flood & wildfire estimates for Bergen County.
Income, rent and all-in ownership costs for Bergen County.
FEMA flood zones and flood insurance estimates for Bergen County.
Seismic risk and earthquake insurance estimates for Bergen County.
Wildfire exposure and insurance estimates for Bergen County.
As of today, the 30-year fixed mortgage rate for Bergen County is approximately 6.894% (6.916% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Bergen CountyThe median home value in Bergen County is $636k. The median monthly rent is $2,158. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bergen County have increased 19.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,497/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $107k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bergen County is $137k/year.
Calculate your buying powerThe largest employment sectors in Bergen County are public administration (25%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas