Local
Learn about the people, housing, costs and businesses in Berkley, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Berkley.
True all-in cost — P&I, taxes, insurance & utilities for homes in Berkley.
Find and compare lenders active near Berkley.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Berkley.
Seismic risk and earthquake insurance estimates for Berkley.
Wildfire exposure and insurance estimates for Berkley.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Berkley is approximately 6.973% (7.012% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BerkleyThe median home value in Berkley is $316k. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Berkley have increased 15.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,367/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $59k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Berkley is $96k/year.
Calculate your buying powerThe largest employment sectors in Berkley are public administration (26%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.