Local
Learn about the people, housing, costs and businesses in Berne, Indiana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Berne.
True all-in cost — P&I, taxes, insurance & utilities for homes in Berne.
Find and compare lenders active near Berne.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Berne.
Seismic risk and earthquake insurance estimates for Berne.
Wildfire exposure and insurance estimates for Berne.
As of today, the 30-year fixed mortgage rate for Berne is approximately 7.263% (7.313% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BerneThe median home value in Berne is $153k. The median monthly rent is $830. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Berne have increased 2.6% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $887/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Berne is $66k/year.
Calculate your buying powerThe largest employment sectors in Berne are public administration (28%) and retail (24%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.