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Bethesda Mortgage Calculator

Estimate your true cost of homeownership in Bethesda with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,084
P&I Payment$751
Taxes & Ins$163
Utilities$169
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Mortgage Details

$141,370
Local Median: $141,370
$28,274 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,084

Monthly Breakdown

Principal & Interest
$751
Property Taxes
$51
Homeowners Ins.
$112
Utilities
$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$157,396

Local Housing Facts for Bethesda

  • ·Median home value: $141,370 (adjusted for current market conditions)
  • ·Est. property taxes: $616/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,338/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,033/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bethesda?

Based on the local median home value, estimated real estate property taxes in Bethesda are around $616 per year.

What is the average home price in Bethesda?

The median home value in Bethesda is currently estimated at $141,370.

How much does homeowners insurance cost in Bethesda?

For a median priced home, homeowners insurance in Bethesda averages around $1,338 annually.

What is the true total cost of owning a home in Bethesda?

True homeownership costs go beyond principal and interest. In Bethesda, a typical homeowner with a median-priced home of $141,370 can expect to pay roughly $616/yr in property taxes, $1,338/yr for homeowners insurance, and $2,033/yr in energy utilities. That adds approximately $332 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.