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Bethesda Mortgage Calculator

Estimate your true cost of homeownership in Bethesda with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,205

P&I Payment$826

Taxes & Ins$145

Utilities$234

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Mortgage Details

Home Price$149,460

Local Median: $149,460

Down Payment$29,892 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,219

Homeowners Ins. / yr$520

Include Flood InsuranceOptional

Estimated based on Bethesda FEMA risk profiles.

Include Est. Utilities$2,810/yr

Based on DOE LEAD data for Bethesda.

Monthly$1,205

Monthly Breakdown

Principal & Interest

$826

Property Taxes

$102

Homeowners Ins.

$43

Utilities

$234

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$177,906

Local Housing Facts for Bethesda

·Median home value: $149,460 (adjusted for current market conditions)
·Est. property taxes: $1,219/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $520/yr — based on local per-$1K premium rates
·Energy utilities: $2,810/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bethesda?

Based on the local median home value, estimated real estate property taxes in Bethesda are around $1,219 per year.

What is the average home price in Bethesda?

The median home value in Bethesda is currently estimated at $149,460.

How much does homeowners insurance cost in Bethesda?

For a median priced home, homeowners insurance in Bethesda averages around $520 annually.

What is the true total cost of owning a home in Bethesda?

True homeownership costs go beyond principal and interest. In Bethesda, a typical homeowner with a median-priced home of $149,460 can expect to pay roughly $1,219/yr in property taxes, $520/yr for homeowners insurance, and $2,810/yr in energy utilities. That adds approximately $379 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.