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Bethpage Mortgage Calculator

Estimate your true cost of homeownership in Bethpage with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,557
P&I Payment$2,091
Taxes & Ins$279
Utilities$187
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Mortgage Details

$393,038
Local Median: $393,038
$78,608 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,557

Monthly Breakdown

Principal & Interest
$2,091
Property Taxes
$128
Homeowners Ins.
$151
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$438,506

Local Housing Facts for Bethpage

  • ·Median home value: $393,038 (adjusted for current market conditions)
  • ·Est. property taxes: $1,538/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,810/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,244/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bethpage?

Based on the local median home value, estimated real estate property taxes in Bethpage are around $1,538 per year.

What is the average home price in Bethpage?

The median home value in Bethpage is currently estimated at $393,038.

How much does homeowners insurance cost in Bethpage?

For a median priced home, homeowners insurance in Bethpage averages around $1,810 annually.

What is the true total cost of owning a home in Bethpage?

True homeownership costs go beyond principal and interest. In Bethpage, a typical homeowner with a median-priced home of $393,038 can expect to pay roughly $1,538/yr in property taxes, $1,810/yr for homeowners insurance, and $2,244/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.