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Beverly Mortgage Calculator

Estimate your true cost of homeownership in Beverly with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,097
P&I Payment$2,217
Taxes & Ins$581
Utilities$300
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Mortgage Details

$420,965
Local Median: $420,965
$84,193 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,097

Monthly Breakdown

Principal & Interest
$2,217
Property Taxes
$488
Homeowners Ins.
$93
Utilities
$300

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$461,215

Local Housing Facts for Beverly

  • ·Median home value: $420,965 (adjusted for current market conditions)
  • ·Est. property taxes: $5,856/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,110/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,597/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Beverly?

Based on the local median home value, estimated real estate property taxes in Beverly are around $5,856 per year.

What is the average home price in Beverly?

The median home value in Beverly is currently estimated at $420,965.

How much does homeowners insurance cost in Beverly?

For a median priced home, homeowners insurance in Beverly averages around $1,110 annually.

What is the true total cost of owning a home in Beverly?

True homeownership costs go beyond principal and interest. In Beverly, a typical homeowner with a median-priced home of $420,965 can expect to pay roughly $5,856/yr in property taxes, $1,110/yr for homeowners insurance, and $3,597/yr in energy utilities. That adds approximately $880 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.