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Billings County Mortgage Calculator

Estimate your true cost of homeownership in Billings County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,153
P&I Payment$1,750
Taxes & Ins$203
Utilities$200

Mortgage Details

$331,000
Local Median: $331,000
$66,200 (20%)
%

Local Area Costs

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Monthly$2,153

Monthly Breakdown

Principal & Interest
$1,750
Property Taxes
$101
Homeowners Ins.
$102
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$365,327

Local Housing Facts for Billings County

  • ·Median home value: $331,000 (adjusted for current market conditions)
  • ·Est. property taxes: $1,211/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,224/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Billings County?

Based on the local median home value, estimated real estate property taxes in Billings County are around $1,211 per year.

What is the average home price in Billings County?

The median home value in Billings County is currently estimated at $331,000.

How much does homeowners insurance cost in Billings County?

For a median priced home, homeowners insurance in Billings County averages around $1,224 annually.

What is the true total cost of owning a home in Billings County?

True homeownership costs go beyond principal and interest. In Billings County, a typical homeowner with a median-priced home of $331,000 can expect to pay roughly $1,211/yr in property taxes, $1,224/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $403 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.