Local
Learn about the people, housing, costs and businesses in Birch Creek Colony, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Birch Creek Colony.
True all-in cost — P&I, taxes, insurance & utilities for homes in Birch Creek Colony.
Find and compare lenders active near Birch Creek Colony.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Birch Creek Colony.
Seismic risk and earthquake insurance estimates for Birch Creek Colony.
Wildfire exposure and insurance estimates for Birch Creek Colony.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Birch Creek Colony is approximately 6.933% (6.970% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Birch Creek ColonyThe median home value in Birch Creek Colony is $175k. The median monthly rent is $525. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Birch Creek Colony have increased 43.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $560/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Birch Creek Colony is $52k/year.
Calculate your buying powerThe largest employment sectors in Birch Creek Colony are agriculture and mining (27%) and construction (27%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.