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Learn about the people, housing, costs and businesses in Bismarck
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bismarck.
True all-in cost — P&I, taxes, insurance & utilities for homes in Bismarck.
Find and compare lenders active near Bismarck.
FEMA flood zones and flood insurance estimates for Bismarck.
Seismic risk and earthquake insurance estimates for Bismarck.
Wildfire exposure and insurance estimates for Bismarck.
Mortgage rates for Bismarck are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for BismarckThe median home value in Bismarck is $315k. The median monthly rent is $1,106. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bismarck have increased 10.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,195/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bismarck is $90k/year.
Calculate your buying powerThe largest employment sectors in Bismarck are public administration (25%) and wholesale trade (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.