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Learn about the people, housing, costs and businesses in Black Oak Mine, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Black Oak Mine.
True all-in cost — P&I, taxes, insurance & utilities for homes in Black Oak Mine.
Find and compare lenders active near Black Oak Mine.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Black Oak Mine.
Seismic risk and earthquake insurance estimates for Black Oak Mine.
Wildfire exposure and insurance estimates for Black Oak Mine.
As of today, the 30-year fixed mortgage rate for Black Oak Mine is approximately 6.865% (6.900% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Black Oak MineThe median home value in Black Oak Mine is $472k. The median monthly rent is $1,632. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Black Oak Mine have decreased 7.9% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,979/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $85k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Black Oak Mine is $88k/year.
Calculate your buying powerThe largest employment sectors in Black Oak Mine are public administration (18%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.