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Bluffs

Learn about the people, housing, costs and businesses in Bluffs, Illinois

Median Home$90,200
Median Rent$729/month
Population617
Leading IndustriesConstruction · Agriculture & Mining · Wholesale Trade8% construction
Home Value Growth⬇-1.8% over 2 years
Retirees22% of residentsnear the national average
Homeowners81% of occupied units
NotableAffordable Market$90k median home · lower cost than 95% of the country
Bluffs
IL

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Real local data across mortgage, insurance, natural hazard, and place.

Frequently Asked Questions

What are today's mortgage rates in Bluffs?›

As of today, the 30-year fixed mortgage rate for Bluffs is approximately 7.489% (7.509% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

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What is the median home price in Bluffs?›

The median home value in Bluffs is $90k. The median monthly rent is $729. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Bluffs?›

Home values in Bluffs have decreased 1.8% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Bluffs?›

Based on a typical all-in ownership cost of $750/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bluffs is $78k/year.

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What industries drive the economy in Bluffs?›

The largest employment sectors in Bluffs are public administration (21%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.