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Bodega Mortgage Calculator

Estimate your true cost of homeownership in Bodega with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$8,813
P&I Payment$7,689
Taxes & Ins$876
Utilities$249
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Mortgage Details

$1,470,751
Local Median: $1,470,751
$294,150 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$8,813

Monthly Breakdown

Principal & Interest
$7,689
Property Taxes
$793
Homeowners Ins.
$83
Utilities
$249

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,591,292

Local Housing Facts for Bodega

  • ·Median home value: $1,470,751 (adjusted for current market conditions)
  • ·Est. property taxes: $9,513/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $993/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,985/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bodega?

Based on the local median home value, estimated real estate property taxes in Bodega are around $9,513 per year.

What is the average home price in Bodega?

The median home value in Bodega is currently estimated at $1,470,751.

How much does homeowners insurance cost in Bodega?

For a median priced home, homeowners insurance in Bodega averages around $993 annually.

What is the true total cost of owning a home in Bodega?

True homeownership costs go beyond principal and interest. In Bodega, a typical homeowner with a median-priced home of $1,470,751 can expect to pay roughly $9,513/yr in property taxes, $993/yr for homeowners insurance, and $2,985/yr in energy utilities. That adds approximately $1,124 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.