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Bottineau Mortgage Calculator

Estimate your true cost of homeownership in Bottineau with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,395
P&I Payment$996
Taxes & Ins$199
Utilities$201
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Mortgage Details

$188,806
Local Median: $188,806
$37,761 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,395

Monthly Breakdown

Principal & Interest
$996
Property Taxes
$135
Homeowners Ins.
$63
Utilities
$201

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$207,477

Local Housing Facts for Bottineau

  • ·Median home value: $188,806 (adjusted for current market conditions)
  • ·Est. property taxes: $1,623/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $760/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,407/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bottineau?

Based on the local median home value, estimated real estate property taxes in Bottineau are around $1,623 per year.

What is the average home price in Bottineau?

The median home value in Bottineau is currently estimated at $188,806.

How much does homeowners insurance cost in Bottineau?

For a median priced home, homeowners insurance in Bottineau averages around $760 annually.

What is the true total cost of owning a home in Bottineau?

True homeownership costs go beyond principal and interest. In Bottineau, a typical homeowner with a median-priced home of $188,806 can expect to pay roughly $1,623/yr in property taxes, $760/yr for homeowners insurance, and $2,407/yr in energy utilities. That adds approximately $399 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.