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Boulder Mortgage Calculator

Estimate your true cost of homeownership in Boulder with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,946
P&I Payment$2,588
Taxes & Ins$205
Utilities$153
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Mortgage Details

$484,350
Local Median: $484,350
$96,870 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,946

Monthly Breakdown

Principal & Interest
$2,588
Property Taxes
$136
Homeowners Ins.
$69
Utilities
$153

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$544,319

Local Housing Facts for Boulder

  • ·Median home value: $484,350 (adjusted for current market conditions)
  • ·Est. property taxes: $1,628/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $832/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,831/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Boulder City?

Based on the local median home value, estimated real estate property taxes in Boulder City are around $1,628 per year.

What is the average home price in Boulder City?

The median home value in Boulder City is currently estimated at $484,350.

How much does homeowners insurance cost in Boulder City?

For a median priced home, homeowners insurance in Boulder City averages around $832 annually.

What is the true total cost of owning a home in Boulder City?

True homeownership costs go beyond principal and interest. In Boulder City, a typical homeowner with a median-priced home of $484,350 can expect to pay roughly $1,628/yr in property taxes, $832/yr for homeowners insurance, and $1,831/yr in energy utilities. That adds approximately $358 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.