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Safe Rate Local

Boulder Mortgage Calculator

Estimate your true cost of homeownership in Boulder with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,282
P&I Payment$4,510
Taxes & Ins$572
Utilities$200

Mortgage Details

$891,956
Local Median: $891,956
$178,391 (20%)
%

Local Area Costs

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Monthly$5,282

Monthly Breakdown

Principal & Interest
$4,510
Property Taxes
$362
Homeowners Ins.
$210
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$910,113

Local Housing Facts for Boulder

  • ·Median home value: $891,956 (adjusted for current market conditions)
  • ·Est. property taxes: $4,342/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,519/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Boulder?

Based on the local median home value, estimated real estate property taxes in Boulder are around $4,342 per year.

What is the average home price in Boulder?

The median home value in Boulder is currently estimated at $891,956.

How much does homeowners insurance cost in Boulder?

For a median priced home, homeowners insurance in Boulder averages around $2,519 annually.

What is the true total cost of owning a home in Boulder?

True homeownership costs go beyond principal and interest. In Boulder, a typical homeowner with a median-priced home of $891,956 can expect to pay roughly $4,342/yr in property taxes, $2,519/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $772 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.