Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Bowie County Mortgage Calculator

Estimate your true cost of homeownership in Bowie County with localized property taxes, insurance, and utility data.

← Back to Bowie County Hub
Est. Total Monthly Cost
$1,543
P&I Payment$1,020
Taxes & Ins$336
Utilities$187
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Bowie County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$192,111
Local Median: $192,111
$38,422 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,543

Monthly Breakdown

Principal & Interest
$1,020
Property Taxes
$183
Homeowners Ins.
$153
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$213,333

Local Housing Facts for Bowie County

  • ·Median home value: $192,111 (adjusted for current market conditions)
  • ·Est. property taxes: $2,196/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,839/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,243/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bowie County?

Based on the local median home value, estimated real estate property taxes in Bowie County are around $2,196 per year.

What is the average home price in Bowie County?

The median home value in Bowie County is currently estimated at $192,111.

How much does homeowners insurance cost in Bowie County?

For a median priced home, homeowners insurance in Bowie County averages around $1,839 annually.

What is the true total cost of owning a home in Bowie County?

True homeownership costs go beyond principal and interest. In Bowie County, a typical homeowner with a median-priced home of $192,111 can expect to pay roughly $2,196/yr in property taxes, $1,839/yr for homeowners insurance, and $2,243/yr in energy utilities. That adds approximately $523 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.