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Learn about the people, housing, costs and businesses in Brainard, Nebraska
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Brainard.
True all-in cost — P&I, taxes, insurance & utilities for homes in Brainard.
Find and compare lenders active near Brainard.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Brainard.
Seismic risk and earthquake insurance estimates for Brainard.
Wildfire exposure and insurance estimates for Brainard.
As of today, the 30-year fixed mortgage rate for Brainard is approximately 6.921% (6.958% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BrainardThe median home value in Brainard is $221k. The median monthly rent is $725. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Brainard have increased 32.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $775/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Brainard is $98k/year.
Calculate your buying powerThe largest employment sectors in Brainard are public administration (25%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.