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Brecon Mortgage Calculator

Estimate your true cost of homeownership in Brecon with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,376
P&I Payment$1,778
Taxes & Ins$421
Utilities$177
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Mortgage Details

$332,165
Local Median: $332,165
$66,433 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,376

Monthly Breakdown

Principal & Interest
$1,778
Property Taxes
$339
Homeowners Ins.
$83
Utilities
$177

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$374,515

Local Housing Facts for Brecon

  • ·Median home value: $332,165 (adjusted for current market conditions)
  • ·Est. property taxes: $4,063/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $991/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,119/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Brecon?

Based on the local median home value, estimated real estate property taxes in Brecon are around $4,063 per year.

What is the average home price in Brecon?

The median home value in Brecon is currently estimated at $332,165.

How much does homeowners insurance cost in Brecon?

For a median priced home, homeowners insurance in Brecon averages around $991 annually.

What is the true total cost of owning a home in Brecon?

True homeownership costs go beyond principal and interest. In Brecon, a typical homeowner with a median-priced home of $332,165 can expect to pay roughly $4,063/yr in property taxes, $991/yr for homeowners insurance, and $2,119/yr in energy utilities. That adds approximately $598 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.