Local
Learn about the people, housing, costs and businesses in Breezy Point, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Breezy Point.
True all-in cost — P&I, taxes, insurance & utilities for homes in Breezy Point.
Find and compare lenders active near Breezy Point.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Breezy Point.
Seismic risk and earthquake insurance estimates for Breezy Point.
Wildfire exposure and insurance estimates for Breezy Point.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Breezy Point is approximately 6.884% (6.920% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Breezy PointThe median home value in Breezy Point is $380k. The median monthly rent is $976. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Breezy Point have increased 7.8% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,084/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $46k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Breezy Point is $80k/year.
Calculate your buying powerThe largest employment sectors in Breezy Point are public administration (21%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.