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Brookhaven-Comsewogue Mortgage Calculator

Estimate your true cost of homeownership in Brookhaven-Comsewogue with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$3,033

P&I Payment$2,304

Taxes & Ins$534

Utilities$195

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Mortgage Details

Home Price$437,211

Local Median: $437,211

Down Payment$87,442 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$5,369

Homeowners Ins. / yr$1,039

Include Flood InsuranceOptional

Estimated based on Brookhaven-Comsewogue FEMA risk profiles.

Include Est. Utilities$2,339/yr

Based on DOE LEAD data for Brookhaven-Comsewogue.

Monthly$3,033

Monthly Breakdown

Principal & Interest

$2,304

Property Taxes

$447

Homeowners Ins.

$87

Utilities

$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$479,772

Local Housing Facts for Brookhaven-Comsewogue

·Median home value: $437,211 (adjusted for current market conditions)
·Est. property taxes: $5,369/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,039/yr — based on local per-$1K premium rates
·Energy utilities: $2,339/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Brookhaven-Comsewogue?

Based on the local median home value, estimated real estate property taxes in Brookhaven-Comsewogue are around $5,369 per year.

What is the average home price in Brookhaven-Comsewogue?

The median home value in Brookhaven-Comsewogue is currently estimated at $437,211.

How much does homeowners insurance cost in Brookhaven-Comsewogue?

For a median priced home, homeowners insurance in Brookhaven-Comsewogue averages around $1,039 annually.

What is the true total cost of owning a home in Brookhaven-Comsewogue?

True homeownership costs go beyond principal and interest. In Brookhaven-Comsewogue, a typical homeowner with a median-priced home of $437,211 can expect to pay roughly $5,369/yr in property taxes, $1,039/yr for homeowners insurance, and $2,339/yr in energy utilities. That adds approximately $729 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.