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Brownsville Mortgage Calculator

Estimate your true cost of homeownership in Brownsville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,252

P&I Payment$848

Taxes & Ins$230

Utilities$175

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$159,371

Local Median: $159,371

Down Payment$31,874 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,008

Homeowners Ins. / yr$1,752

Include Flood InsuranceOptional

Estimated based on Brownsville FEMA risk profiles.

Include Est. Utilities$2,094/yr

Based on DOE LEAD data for Brownsville.

Monthly$1,252

Monthly Breakdown

Principal & Interest

$848

Property Taxes

$84

Homeowners Ins.

$146

Utilities

$175

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$177,654

Local Housing Facts for Brownsville

·Median home value: $159,371 (adjusted for current market conditions)
·Est. property taxes: $1,008/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,752/yr — based on local per-$1K premium rates
·Energy utilities: $2,094/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Brownsville?

Based on the local median home value, estimated real estate property taxes in Brownsville are around $1,008 per year.

What is the average home price in Brownsville?

The median home value in Brownsville is currently estimated at $159,371.

How much does homeowners insurance cost in Brownsville?

For a median priced home, homeowners insurance in Brownsville averages around $1,752 annually.

What is the true total cost of owning a home in Brownsville?

True homeownership costs go beyond principal and interest. In Brownsville, a typical homeowner with a median-priced home of $159,371 can expect to pay roughly $1,008/yr in property taxes, $1,752/yr for homeowners insurance, and $2,094/yr in energy utilities. That adds approximately $405 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.