Safe Rate Local

Mortgage Rates in Brunswick County, VA

7.124%APR 7.152% · $1,671/mo (20% Down)
Updated daily · May 22, 2026+0.233% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.233%
LO 6.867%HI 7.124%TODAY 7.124%
ProductRate / APR Mo. Payment Points
FHA Streamline
FHA streamline refinance
+$137/mo MI
0% Down640 FICO30-yr
6.258%
7.023% APR
$1,876
Principal & Interest
$0 Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.264%
6.306% APR
$1,929
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.417%
6.787% APR
$1,937
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.424%
6.573% APR
$1,771
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.028%
7.057% APR
$1,500
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.483%
7.513% APR
$1,731
Principal & Interest
$0 Points

Mortgage Rates in Brunswick County: Local Market Snapshot

Median Home Value
$176,514
2-Yr Appreciation
21.0%
increase
Median Income
$54,067
household
Price-to-Income
3.3x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Brunswick County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 51025
Average Home Value
$176,514
Average Rent
$899/mo
Average Income
$54,067
Property Tax
$863/yr
Avg Loan
$224,756
Avg LTV
72.5%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$105/mo
Flood Insurance$18/mo
Risk TierModerate
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.