Safe Rate Local

Mortgage Rates in Burke County, NC

7.114%APR 7.142% · $1,695/mo (20% Down)
Updated daily · May 22, 2026+0.228% (14d)
Safe Rate Choice20% Down Conv.
← Back to Burke County Hub
14-Day Rate Trend
+0.228%
LO 6.862%HI 7.114%TODAY 7.114%
ProductRate / APR Mo. Payment Points
FHA Streamline
FHA streamline refinance
+$139/mo MI
0% Down640 FICO30-yr
6.117%
6.880% APR
$1,877
Principal & Interest
$0 Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.249%
6.291% APR
$2,016
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.423%
6.572% APR
$1,799
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.442%
6.813% APR
$1,972
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.002%
7.030% APR
$1,565
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.478%
7.508% APR
$1,757
Principal & Interest
$0 Points

Mortgage Rates in Burke County: Local Market Snapshot

Median Home Value
$228,918
2-Yr Appreciation
18.1%
increase
Median Income
$60,480
household
Price-to-Income
3.8x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Burke County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 37023
Average Home Value
$228,918
Average Rent
$877/mo
Average Income
$60,480
Property Tax
$1,303/yr
Avg Loan
$235,191
Avg LTV
74.7%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$49/mo
Flood Insurance$48/mo
Risk TierModerate
Get Your Rate

Get a custom quote for Burke County, take our product quiz to find the right loan, or save this rate to your dashboard.

Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.