Safe Rate Local

Mortgage Rates in Butler County, AL

7.090%APR 7.121% · $1,285/mo (20% Down)
Updated daily · May 22, 2026+0.219% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.219%
LO 6.851%HI 7.090%TODAY 7.090%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.200%
6.245% APR
$1,572
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$106/mo MI
0% Down640 FICO30-yr
6.337%
7.106% APR
$1,459
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.444%
6.817% APR
$1,499
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.450%
6.602% APR
$1,370
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.113%
7.144% APR
$1,238
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.466%
7.498% APR
$1,333
Principal & Interest
$0 Points

Mortgage Rates in Butler County: Local Market Snapshot

Median Home Value
$129,156
2-Yr Appreciation
19.1%
increase
Median Income
$45,163
household
Price-to-Income
2.9x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Butler County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 01013
Average Home Value
$129,156
Average Rent
$761/mo
Average Income
$45,163
Property Tax
$372/yr
Avg Loan
$183,929
Avg LTV
76.9%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$89/mo
Flood Insurance$25/mo
Risk TierModerate
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.