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Learn about the people, housing, costs and businesses in Cactus, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cactus.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cactus.
Find and compare lenders active near Cactus.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cactus.
Seismic risk and earthquake insurance estimates for Cactus.
Wildfire exposure and insurance estimates for Cactus.
As of today, the 30-year fixed mortgage rate for Cactus is approximately 7.035% (7.079% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CactusThe median home value in Cactus is $87k. The median monthly rent is $812. Annual property taxes average $897. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cactus have increased 9.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $678/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cactus is $46k/year.
Calculate your buying powerThe largest employment sectors in Cactus are retail (22%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.