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Calcasieu Parish Mortgage Calculator

Estimate your true cost of homeownership in Calcasieu Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,622
P&I Payment$1,197
Taxes & Ins$238
Utilities$186
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Mortgage Details

$225,532
Local Median: $225,532
$45,106 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,622

Monthly Breakdown

Principal & Interest
$1,197
Property Taxes
$97
Homeowners Ins.
$142
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$250,576

Local Housing Facts for Calcasieu Parish

  • ·Median home value: $225,532 (adjusted for current market conditions)
  • ·Est. property taxes: $1,160/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,701/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,235/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Calcasieu Parish?

Based on the local median home value, estimated real estate property taxes in Calcasieu Parish are around $1,160 per year.

What is the average home price in Calcasieu Parish?

The median home value in Calcasieu Parish is currently estimated at $225,532.

How much does homeowners insurance cost in Calcasieu Parish?

For a median priced home, homeowners insurance in Calcasieu Parish averages around $1,701 annually.

What is the true total cost of owning a home in Calcasieu Parish?

True homeownership costs go beyond principal and interest. In Calcasieu Parish, a typical homeowner with a median-priced home of $225,532 can expect to pay roughly $1,160/yr in property taxes, $1,701/yr for homeowners insurance, and $2,235/yr in energy utilities. That adds approximately $425 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.