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Learn about the people, housing, costs and businesses in California Hot Springs, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in California Hot Springs.
True all-in cost — P&I, taxes, insurance & utilities for homes in California Hot Springs.
Find and compare lenders active near California Hot Springs.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for California Hot Springs.
Seismic risk and earthquake insurance estimates for California Hot Springs.
Wildfire exposure and insurance estimates for California Hot Springs.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for California Hot Springs is approximately 6.823% (6.856% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for California Hot SpringsThe median home value in California Hot Springs is $353k. The median monthly rent is $880. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in California Hot Springs have increased 2.0% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $926/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $40k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in California Hot Springs is $57k/year.
Calculate your buying powerThe largest employment sectors in California Hot Springs are public administration (26%) and agriculture and mining (6%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.